A Close Look at the Recent Study of the Effects of Illinois’ 36% “All-In” Interest Rate Cap on Small-Dollar Credit Availability, with Special Guest Tom Miller, Professor of Finance, Mississippi State University, and Study Co-Author

Using data for the last quarter of 2020 and first three quarters of 2021, the study examined the effects of the 36% rate cap imposed by the Illinois Predatory Loan Prevention Act which became effective in March 2021. The study found that the cap significantly...

Woke Alert: No Image Test

Woke Alert: Testing Without Image Cras sed mauris felis. Donec vulputate felis felis, rutrum placerat ero Cras sed mauris felis. Donec vulputate felis felis, rutrum placerat eros posuere ac.   Cras vel molestie risus. Proin eu sapien quis arcu scelerisque...
Testing Woke Alerts

Testing Woke Alerts

Woke Alert: Test Lorem ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.   Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras in elit in arcu malesuada ullamcorper. Sed nisl urna, suscipit ac...

End Vanguard’s ESG Meddling With Utilities

Americans are paying sky-high electricity rates and companies like Vanguard are making the problem worse. This week my organization, Consumers’ Research, joined 13 state attorneys general in a complaint against Vanguard at the Federal Energy Regulatory Commission....