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The CFPB’s Approach to Regulating Payday Lending: A Discussion with Todd J. Zywicki and Thomas Miller

by Amanda Dovel | Feb 10, 2022 | Recent News - Tom Miller

Profs. Zywicki and Miller have co-authored a soon-to-be published study, “The Effects on Consumers from Two State-Level Regulations of the Payday Loan Market,” in which they analyzed 15.6 million storefront payday loans made to 1.8 million unique borrowers in 2013 to...

It’s Time to Do Right By the College Athletes Who Entertain Us

by Amanda Dovel | Jan 31, 2022 | Recent News - Tom Miller

On January 10th, the Georgia Bulldogs won the FBS National Championship over the Alabama Crimson Tide. More than 67,000 paying fans attended, and millions more watched on ESPN. It’s the Big Time.   But now what? Last year, the two teams had 14 players drafted in...

The CFPB’s Arbitrary Attacks on Payday Loans

by Amanda Dovel | Jan 2, 2022 | Recent News - Tom Miller

The new director of the Consumer Financial Protection Bureau, Rohit Chopra, has started rattling his interventionist saber only two months after his Senate confirmation. From pushing the Federal Deposit Insurance Corp. to block bank mergers to attacking bank overdraft...

Student-Athletes Deserve 10-Year Scholarships

by Amanda Dovel | Jul 28, 2021 | Recent News - Tom Miller

On June 21, the Supreme Court ruled that the National Collegiate Athletic Association’s strict limits on compensation for student-athletes violated antitrust law. The door is now open for college athletes to license their names, images and likenesses.   The...

Consumers’ Research Senior Research Fellow Professor Tom Miller To Testify Before Senate Banking Committee

by Amanda Dovel | Jul 28, 2021 | Recent News - Tom Miller

Consumers’ Research Senior Fellow Professor Tom Miller, Jr. will testify before the Senate Committee on Banking, Housing, and Urban Affairs at 10:00 A.M. Thursday, July 29.   The hearing is entitled “Protecting Americans from Debt Traps by Extending the...

Will Biden’s CFPB Nominee Run a Research-Focused Agency?

by Amanda Dovel | Mar 22, 2021 | Recent News - Tom Miller

Why is the Senate allowing the Consumer Financial Protection Bureau (CFPB) to drift away from Senator Elizabeth Warren’s original vision of a data-driven agency “with research at the core of all of its work?” Prudent regulators should not make policy based on mere...
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