by Christian Whittle | Oct 7, 2016 | Mercatus Center Publications
We appreciate the opportunity to respond to the proposed rulemaking by the Bureau of Consumer Financial Protection (CFPB or Bureau) on payday, vehicle title, and certain high-cost installment loans. The Mercatus Center at George Mason University is dedicated to...
by Christian Whittle | Sep 29, 2016 | Mercatus Center Publications
Thomas Miller appears on the Dividends Show to discuss his recent testimony on consumer finance and the small-dollar loan landscape before the U.S. House Financial Services Subcommittee. He also shares with host, Jeffrey Rupp, how small-dollar loan markets work and...
by Christian Whittle | Jun 1, 2016 | Mercatus Center Publications
Competition guarantees that the borrowers will receive loans at the lowest possible cost and highest possible customer service—in both large- and small-dollar loan markets. Read more at Mercatus.org
by Christian Whittle | May 25, 2016 | Mercatus Center Publications
We remain puzzled by Google’s decision. Protecting and helping consumers is a noble goal. Limiting access to credit, however, isn’t the way to do it. Read more at Mercatus.org
by Christian Whittle | Feb 11, 2016 | Mercatus Center Publications
Conversations about consumer credit often reflect utopian visions of the world. Many people imagine that a few tweaks to regulations can ensure that everyone has the money needed to feed, clothe, and shelter the family. According to this logic, if households need to...
by Christian Whittle | Oct 13, 2015 | Mercatus Center Publications
Although life insurance agents and lenders provide socially important products, few people get lively when thinking about them. Fewer still get excited about lenders who also sell life insurance on loans. While few people have even heard of an important insurance...
