by Christian Whittle | May 14, 2019 | Mercatus Center Publications
We appreciate the opportunity to respond to the Bureau of Consumer Financial Protection’s (Bureau) proposed rule governing payday, vehicle-title, and certain high-cost installment loans. The Mercatus Center at George Mason University is dedicated to bridging the gap...
by Christian Whittle | Apr 24, 2019 | Mercatus Center Publications
Millions of Americans rely on small-dollar, non-bank-supplied credit products: payday, pawn, vehicle title, and personal installment loans from finance companies. Many features of these vital products, however, are not well understood. This book contains explanations...
by Christian Whittle | Mar 27, 2019 | Mercatus Center Publications
Recently the Consumer Financial Protection Bureau (CFPB) proposed to reexamine the role of payday lenders, which are consistently cast as the villains of the financial industry. Such a depiction makes it easy to forget that these lenders are helping millions of...
by Christian Whittle | Mar 19, 2019 | Mercatus Center Publications
Thomas Miller writes on a new regulatory proposal by the Consumer Financial Protection Bureau regarding payday lenders. Read more at Mercatus.org
by Christian Whittle | Dec 12, 2018 | Mercatus Center Publications
New and returning members of a soon-to-be divided Congress might be tempted to heed the words of the late Sen. Russell B. Long (D-La.), who once summed up tax reform nicely: “Don’t tax you. Don’t tax me. Tax that fellow behind the tree.” Read more at...
by Christian Whittle | May 25, 2018 | Mercatus Center Publications
In my opinion, quantitative, not qualitative, analysis should underpin nearly all the endeavors of the Office of Research. The Academic Research Council has not fulfilled its original purpose. I base my opinion on a preliminary analysis of the published output of the...
