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Why a 36% Cap Is Too Low for Small-Dollar Loans

by Jeremy Webster | Aug 4, 2015 | Mercatus Center Publications

Consumer advocates, regulators, and legislators must stand courageously and do what the far-sighted reformers did 100 years ago: allow for much higher interest rates on small-dollar loans. The cost to consumers is low. A 108% APR on a $300, 12-month installment loan...

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